The reality is nobody wants to think about having a car accident. It’s not a nice thought, but it’s important to be prepared in case you are involved in one. In moments of panic, it’s quite easy to get caught up in a state. But knowing what you must do and taking simple precautions can make things easier afterwards.
If you do find yourself in this position, think about the following:
The initial feeling after an accident can leave you feeling in a state of panic and worry. Make sure you take a couple of minutes to gather your thoughts before you begin to deal with exchanging insurance details.
Remain safe and keep as calm as possible
Stop where it is safe if you have the option and check that any other passengers involved are safe and well too.
If appropriate, turn the engine off and put your hazard lights on.
You will need to swap some details with the other driver(s), especially if someone is injured. Sometimes this isn’t possible because of an injury or because they drive off. If you don’t swap the details, you must report the accident to the police within 24 hours.
When exchanging details give your name, address, and registration number and the name and address of the owner of the vehicle. You should also get these details from the other driver(s).
Notify your insurers
Report the incident to your insurance company as soon as you can.
Get any witness contact details and take photos of the scene and vehicle damage. This may come in use later on when dealing with your insurers.
Make sure you note carefully how many people are in the other vehicle(s) involved.
Thanks to the IAM for the guest blog this week.
For peace of mind download the free Good Garage Scheme app. You can be sure to locate a garage you can trust no matter where an accident occurs.